The top two options are Celsius and BlockFi. It’s virtually risk free, just like using a normal bank. Unlike old school banks, these banks operate 24/7. There are now these online banks where you can deposit your $100,000, convert it to 100,000 GUSD and earn 10% interest.Īt any point you can convert it back to US dollars. People deposit US dollars into an account, convert it to GUSD, send it instantly to someone and then the recipient can convert it to US dollars (or whatever else they want). So a digital stable coin is much more USEFUL than an actual US dollar. It can take multiple days, wire transfers cost money, etc. If you’ve ever sent money internationally or even done an ACH transfer domestically, you know this. So each coin is backed by $1 and $1 = 1 GUSD.īecause you can send a digital stable coin to anyone in the world instantly for much cheaper than sending actual dollars. Basically, a modern bank (like Gemini) puts $100 million in a vault and creates 100 million digital stable coins (example). There are a few of them out there (like Gemini’s GUSD). So… how do you get it?įirst, let me explain what a stable coin is.Ī stable coin is basically a digital version of a US dollar. That’s over 1,000 times what you are currently getting ?Ī $100,000 savings at 0.01% only gets you $10 a year (or 83 cents a month).ġ0% interest would get you $10,000 a year or $830 a month!
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Shandy goes out in a rainstorm to try and raise money to repay Tony for a window Joey has broken, and becomes gravely ill from the exposure and is on the brink of death.Most of us are earning as low as 0.01% interest on our hard earned money at the bank (like Chase).ĭid you know there’s a trick where you could earn 10% interest instead? Shandy pawns a harp his mother had left him to replace the dollar Joey had stolen. Tom arrests Dave and Ruth thinks it is out of jealousy. Shandy returns and tells Tom where he acquired the bottle. Tom drops by the shop and notices that the polish has taken the finish off of the wood, sniffs the contents of the "polish" bottle, takes a taste and discovers it is bootleg gin. Polishing the wood on the cash drawer with the liquid, Shandy notes that one of the six dollars he had placed there from a sale is missing, immediately suspects Joey and sets out to find him. Unknown to Dave, Shandy takes a bottle of it home.
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Dave drops and breaks a bottle of liquid, tells Shandy it is furniture polish and tells him not to mention the incident. Shandy likes to visit Dave's apartment and listen to the radio. Ruth, however, is momentarily dazed with worthless Dave Haller, whose flashy clothes and snappy car indicates easy money. Tom Varney, the young beat cop, is in love with Ruth Sneider, whose mother runs a Cleaning and Dyeling establishment.
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When Shandy arrives, Sol immediately makes him a member of the family, which also consists of a very mischievous motherless boy named Joey Bloom, whose pursuits consist of stealing oranges from fruit-dealer Tony, and playing hookey from school. The burglar shoots O'Hara, who has rushed to his friend's aid, and, with his last breath he asks Sol to take care of Shandy. That night a burglar breaks into the Antigue & Second Hand Shop ran by Sol Bloom, directly below O'Hara's flat. Several days before the ship is to dock, O'Hara gets a radiogram informing him that his wife has died at sea. Genial Irish NYC policeman Tom O'Hara is looking forward to the arrival of his wife and their young son, Shandy from Ireland.